(CNN) — A year after a nearly $800 billion stimulus package was passed, the U.S. economy still finds itself mired in mediocrity.
Economic growth is stagnant, unemployment remains higher than almost any time since the Great Depression and millions of Americans are upset that trillions of taxpayer dollars have been committed to numerous government bailout programs with no improvement of the economy within sight.
They question, rightfully, is where this money is going and why it hasn’t been as helpful as the government has claimed.
The problems with stimulus packages are manifold. The primary reason they fail is because they do not address the roots of the problem. If you are unable to identify the cause of your problem, then your solution is doomed to fail.
In the case of the current economic crisis, it had its root in loose monetary policy and easy credit th